Effective Date: January 1, 2025
Welcome to Minto Money. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please do not use our services.
Minto Money is a loan matching service that connects borrowers with lenders in our network. We are not a lender and do not make credit decisions. We do not guarantee that you will be matched with a lender, receive a loan offer, or be approved for credit.
To use our services, you must:
Our services are not available in all states. We currently do not serve residents of New York, Vermont, Arkansas, or West Virginia.
The information provided on this website is for informational purposes only and does not constitute an offer or solicitation to lend. Loan terms, APR, fees, and eligibility are determined solely by the lenders in our network. You are under no obligation to accept any loan offer.
By using our services, you agree to:
By submitting your information, you consent to the sharing of your personal and financial information with lenders and service providers in our network as described in our Privacy Policy.
We use a soft credit check to assess your eligibility, which does not impact your credit score. If you accept a loan offer from a lender, that lender may perform a hard credit inquiry, which may affect your credit score.
Submitting a request through Minto Money does not guarantee that you will be matched with a lender or receive a loan offer. Lenders make their own independent credit decisions based on their criteria.
Minto Money does not charge consumers any fees for using our loan matching service. However, lenders may charge origination fees, late payment fees, or other costs associated with your loan. All fees will be disclosed by the lender before you accept a loan offer.
Our services are provided "as is" without warranties of any kind. We do not guarantee the accuracy, reliability, or availability of our website. To the fullest extent permitted by law, Minto Money is not liable for any indirect, incidental, or consequential damages arising from your use of our services.
All content on this website, including text, graphics, logos, and software, is the property of Minto Money and protected by copyright and trademark laws. You may not reproduce, distribute, or modify any content without our prior written consent.
We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after changes are posted constitutes your acceptance of the revised terms.
These Terms of Use are governed by the laws of the United States and the state in which Minto Money is registered. Any disputes arising from these terms will be resolved in the appropriate courts.
If you have questions about these Terms of Use, please contact us:
Email: support@mintomoneylendings.com
Mailing Address: Minto Money, Legal Department, [Address TBD]